Optello
Remote * (Berkeley, CA, USA)
If you are a 100% Remote Conventional Underwriter with experience, please read on! What You Will Be Doing Essential Job Functions The primary role of the Mortgage Underwriter is to review a mortgage loan application and supporting documents in accordance with stipulated guidelines (Fannie Mae/Freddie Mac and/or client and/or other investor) and to render a credit decision. This will include, but not be limited to, the following activities: Review asset documents and calculate assets Review employment details and calculate income Review credit report and validate liabilities and credit-worthiness Review the sales contract Review mortgage insurance Review appraisal and perform compliance checks Notate any required credit and/or closing conditions and subsequently review and sign off on them When the documents/information are received/reviewed, issue a final approval, Clear to Close or adverse action on a loan Update the LOS with all required/pertinent information Maintain a...