CB&S Bank

  • Russellville, AL, USA
CB&S Bank Remote * (Russellville, AL, USA)
Sep 11, 2021
GENERAL FUNCTION OF CREDIT ANALYSTResponsible for spreading and analyzing financial statements of commercial customers which include calling lenders to collect additional financial information.MAJOR DUTIES AND RESPONSIBILITIES OF CREDIT ANALYSTAnalyst (85%)Prepares credit memosWorks with Loan ReviewSpreads financial information for relationships over $500,000 on a regular basisConsults customers, accountants and other contacts regarding credit.Prepares documentation for Officer's Loan Committee and Director's Loan Committee.Prepares Credit Risk Rating and Global debt coverage's for lenders.Compliance (15%)Complies with Regulators.Continually educates on regulatory issues, including various seminars and schools.Learns existing state federal regulatory.Reviews loans for compliance with regulators including real estate, retail and commercial.ADDITIONAL RESPONSIBILITIES OF CREDIT ANALYSTMaintains accurate department records and any other duties assigned by supervisor.JOB QUALIFICATIONS...
CB&S Bank Remote * (Russellville, AL, USA)
Sep 09, 2021
GENERAL FUNCTION: Responsible for delivering enthusiastic, professional quality service to customers as well as bank personnel with regard to all financial products and services offered through traditional and/or digital channels. Serves as a service center liaison outside of normal business hours. MAJOR DUTIES AND RESPONSIBILITIES: Efficiently serves the needs of internal and external customers. Answers inbound telephone calls, responds to customer inquiries and problems concerning their accounts, and gathers necessary information to document and resolve customer problems. Maintains telephone call statistics and documents account information on the computer for each customer. Adheres strictly to privacy of customer information in a remote environment. Processes telephone transfers and loan payments; quotes loan payoffs; and processes stop payments requests made by phone. Monitors, answers or forwards all e-mail records received to the appropriate...
CB&S Bank Remote * (Huntsville, AL, USA)
Sep 02, 2021
GENERAL FUNCTION OF MORTGAGE LOAN ORIGINATOR:Originates and manages a pipeline of secondary market mortgage loan applications and closes an acceptable volume of quality loans.MAJOR DUTIES AND RESPONSIBILITIES OF MORTGAGE LOAN ORIGINATOR: Attracts new mortgage loan applications and retains existing business by developing relationships within builder and/or realtor communities.Advises borrowers on loan products by examining application and supporting documentation, and pre-qualifying for credit-worthiness. Provides guidance and information relevant to the risks and benefits of each program the borrower is qualified for; effectively communicate the terms of each product.Meets mortgage loan operational standards by implementing and maintaining productivity, quality, customer-service standards and problem resolution.Evaluates loan requests, analyzes financial data and determines qualification of collateral and customer credit history.Structures loan to comply with acceptable lending...
CB&S Bank Remote * (Decatur, AL, USA)
Sep 02, 2021
GENERAL FUNCTION OF MORTGAGE LOAN ORIGINATOR:Originates and manages a pipeline of secondary market mortgage loan applications and closes an acceptable volume of quality loans.MAJOR DUTIES AND RESPONSIBILITIES OF MORTGAGE LOAN ORIGINATOR: Attracts new mortgage loan applications and retains existing business by developing relationships within builder and/or realtor communities.Advises borrowers on loan products by examining application and supporting documentation, and pre-qualifying for credit-worthiness. Provides guidance and information relevant to the risks and benefits of each program the borrower is qualified for; effectively communicate the terms of each product.Meets mortgage loan operational standards by implementing and maintaining productivity, quality, customer-service standards and problem resolution.Evaluates loan requests, analyzes financial data and determines qualification of collateral and customer credit history.Structures loan to comply with acceptable lending...