M&T Bank

For more than 160 years, M&T has helped people and businesses manage their money and make sound financial decisions, so they can live better today and realize their goals for tomorrow. Whether you're buying a home, building a business, or broadening your career, find out how we're making a difference, every day, in communities throughout New York, New Jersey, Connecticut, Pennsylvania, Maryland, Delaware, Virginia, West Virginia and Washington, DC.  

M&T Bank Remote * (United States)
Feb 27, 2021
Full-Time
Overview: This position is responsible for receiving and compiling loss mitigation documentation from customers and evaluating loss mitigation files for completion. Primary Responsibilities: Understand investor's waterfall and required documents for loss mitigation. Ensure receipt of all required documentation, including, but not limited to, a hardship letter, bank statements, pay stubs, alimony agreements and evidence of social security or pension payments. Identify proof of income listed on financial documents. Request missing or additional documentation needed to move forward with the borrower's request for loss mitigation. Communicate with the Single Point of Contact regarding follow up document requests. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any...
M&T Bank Remote * (Ballston Lake, NY 12019, USA)
Feb 27, 2021
Full-Time
Overview: Responsible for underwriting mortgage loans, including government loans to determine acceptability with M&T Bank and secondary market standards set by the investor to ensure saleability and sound credit quality while adhering to the requirements of Federal registration under the SAFE Act. Primary Responsibilities: Underwrite conventional (conforming and non-conforming) FHA, VA residential mortgage loans per product and investor guidelines through AUS and/or manual underwriting. Ensures loans are in compliance with investor requirements, federal and state laws and regulations. Performs risk assessment of credit and collateral ensuring loan saleability and sound credit quality. Responds to and resolved any post-closing issues to ensure loan saleability. Assist management to clear conditions and expedited loan closings. Keep informed of current practices in loan underwriting. Take initiative to keep current on changes in investor and M&T...
M&T Bank Remote * (Ballston Lake, NY 12019, USA)
Feb 27, 2021
Full-Time
Overview: Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Maintain effective communication with all necessary parties involved in a new loan application, from the customer, broker, correspondent, loan officer, and co-workers to ensure a seamless and positive application experience. Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc. Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines. Monitor, update and analyze...
M&T Bank Remote * (United States)
Feb 27, 2021
Full-Time
Overview: Reconciliation of assigned GL accounts and DDAs timely and accurately. Identify out of balance conditions, fraud, and unusual or aged items in assigned accounts and escalate per procedures. Primary Responsibilities: Timely and accurate reconciliation / reporting of assigned portfolio activity to Finance / Audit / SOX to ensure accurate Financial Statements in accordance with GAAP. Gather and research data to prepare routine accounting reports including daily, weekly and/or monthly departmental reporting assignments. With assistance, performs research to resolve reconciliation discrepancies. Communicate with internal cross-functional areas, business partners and investors to assist in resolution of routine inquiries/issues. Update procedures due to changes in process or accounting requirements with input from Operational Accountants II, III, IV or Manager. Adhere to established policies, procedures and limits focusing on observable breaches in Corporate...
M&T Bank Remote * (Ballston Lake, NY 12019, USA)
Feb 27, 2021
Full-Time
Overview: Responsible for underwriting mortgage loans to determine acceptability with M&T Bank and secondary market standards set by the investor to ensure saleability and sound credit quality and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Underwrite conventional (conforming and non-conforming) residential mortgage loans per product and investor guidelines through AUS and/or manual underwriting. Ensures loans are in compliance with investor requirements, federal and state laws and regulations. Performs risk assessment of credit and collateral ensuring loan saleability and sound credit quality. Responds to and resolves any post-closing issues to ensure loan saleability. Assist management to clear conditions and expedite loan closings. Keeps informed of current practices in loan underwriting. Takes initiative to keep current on changes in investor and M&T guidelines. Scope of Responsibilities:...
M&T Bank Remote * (United States)
Feb 27, 2021
Full-Time
Overview: This position is responsible for acting as the Single Point of Contact ("SPOC") throughout the loss mitigation process, from package collection through decision and closing, as well as through the foreclosure process. Location: This job can be done remotely from Western New York. Some in office work may be required periodically. Primary Responsibilities : Take inbound and make outbound calls to assigned portfolio of mortgage loan borrowers that are delinquent in their loan payments and who are investigating loss mitigation options or are in foreclosure, while maintaining compliance with all state and federal laws and regulations applicable to consumer collection activity. Answer consumer questions concerning their accounts and document the contact on the mortgage servicing system. Understand investor's waterfall and required documents for loss mitigation. Collect consumer financial information and assist borrowers in reviewing loss mitigation documents....
M&T Bank Remote * (United States)
Feb 27, 2021
Full-Time
Overview: Develop, implement and execute various operational risk/compliance-related initiatives at the business line level, to include production of materials for both internal and external exams, conducting fraud reviews, updating and creating training materials, provide expertise and support for the business line, performing monitoring, and/or testing including the creation and updating of scripts. Analyze various State and Federal regulations to determine the relevance to business lines. Leverage risk management tools to enhance the organization's risk awareness in order to facilitate improved decisions. Primary Responsibilities: Work with business line to efforts to adhere to risk management best practices utilizing RCSA, KRI, and Scenario Analysis data. Ensure all activities are appropriately vetted and approved by Compliance Risk Management, as appropriate. Oversee the integrity of current compliance policies and procedures by managing periodic operational...
M&T Bank Remote * (Clifton Park,NY)
Feb 26, 2021
This position is eligible for Work From Home Overview: Services as intermediary for the collection, review and preparation of information for submission of loans for Closing Disclosure (CD) issuance. Collaborates with applicable parties to meet target close date through time management of tasks and pipeline reporting. Ensure accuracy of data being submitted for CD Issuance that includes Hazard Insurance, taxes, fees , payoffs and applicable invoices for third party fees. OR - Responsible for CD Issuance through to issuing closing documents and funding the loan. adhering to product, investor, state and federal guidelines. Primary Responsibilities: Maintain effective communication with all necessary parties involved in closing a transaction, from the customer, broker, correspondent, settlement agent, loan officer, post-closing, loan delivery, mortgage servicing, mortgage accounting, funding and co-workers to ensure a seamless closing experience, starting with CD...
M&T Bank Remote * (Clifton, VA, USA)
Feb 26, 2021
Full-Time
This position is eligible for Work From Home Overview: Services as intermediary for the collection, review and preparation of information for submission of loans for Closing Disclosure (CD) issuance. Collaborates with applicable parties to meet target close date through time management of tasks and pipeline reporting. Ensure accuracy of data being submitted for CD Issuance that includes Hazard Insurance, taxes, fees , payoffs and applicable invoices for third party fees. OR - Responsible for CD Issuance through to issuing closing documents and funding the loan. adhering to product, investor, state and federal guidelines. Primary Responsibilities: Maintain effective communication with all necessary parties involved in closing a transaction, from the customer, broker, correspondent, settlement agent, loan officer, post-closing, loan delivery, mortgage servicing, mortgage accounting, funding and co-workers to ensure a seamless closing experience, starting with CD...
M&T Bank Remote * (Glenn, CA 95943, USA)
Feb 26, 2021
Full-Time
Overview: Responsible for underwriting mortgage loans to determine acceptability with M&T Bank and secondary market standards set by the investor to ensure saleability and sound credit quality and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Underwrite conventional (conforming and non-conforming) residential mortgage loans per product and investor guidelines through AUS and/or manual underwriting. Ensures loans are in compliance with investor requirements, federal and state laws and regulations. Performs risk assessment of credit and collateral ensuring loan saleability and sound credit quality. Responds to and resolves any post-closing issues to ensure loan saleability. Assist management to clear conditions and expedite loan closings. Keeps informed of current practices in loan underwriting. Takes initiative to keep current on changes in investor and M&T guidelines. Scope of Responsibilities:...
M&T Bank Remote * (United States)
Feb 24, 2021
Full-Time
Overview: This position is responsible for submitting loan modification workups for the entire waterfall of investor workout options. Primary Responsibilities: Understand investor's waterfall and required documents for loss mitigation. Communicate with customers, real estate agents and attorneys to negotiate short sale settlement offers and advise of loss mitigation decisions. Manage and monitor account portfolio to ensure that all documentation and account decisions comply with banking policies, investor guidelines and applicable regulations. Assess property value and variance between appraised properties and offers submitted by potential buyers. Review tax returns, income statements, pay stubs, credit reports and general customer financial documents. Determine the most suitable repayment option for customers and calculate loan modification terms. Prepare workout summaries for management approval. Communicate with Single Point of Contact, title vendors and Loss...
M&T Bank Remote * (Ballston Lake,NY)
Feb 22, 2021
Overview: Responsible for underwriting mortgage loans to determine acceptability with M&T Bank and secondary market standards set by the investor to ensure saleability and sound credit quality and adhering to the requirements of federal registration under the SAFE Act. Work from Home opportunity! Primary Responsibilities: Underwrite conventional (conforming and non-conforming) residential mortgage loans per product and investor guidelines through AUS and/or manual underwriting. Ensures loans are in compliance with investor requirements, federal and state laws and regulations. Performs risk assessment of credit and collateral ensuring loan saleability and sound credit quality. Responds to and resolves any post-closing issues to ensure loan saleability. Assist management to clear conditions and expedite loan closings. Keeps informed of current practices in loan underwriting. Takes initiative to keep current on changes in investor and M&T guidelines....