Remote Mortgage Underwriter

  • Open Systems Technologies
  • Remote * (San Diego,CA)
  • Nov 21, 2020
Real Estate Telecommuting

Job Description

A direct client of ours located in NJ has (4) openings for mortgage underwriters. These are 100% remote work from home opportunities. Would focus on central and west coast mortgages. Would need to work hours for those time zones.

Salary + benefits


  • Prior experience in a Certified Loan Processor or Underwriter position analyzing conventional, FHA, Jumbo Agency/ Non-QM Loans, VA, USDA and bond agency applications.
  • Excellent analytic skills, attention to detail, and ability to work within time constraints.
  • Excellent level of interpersonal skills to work effectively with others.
  • Excellent level of oral and written communication skills. Ability to communicate across a variety of audiences.
  • Seven-ten (7-10) prior experience underwriting credit and collateral to Agency, FHA, Jumbo Agency/ Non-QM Loans, VA, USDA guidelines.
  • Direct Endorsement (DE) or Staff Appraisal Reviewer (SAR) Designation, required.
  • Prior experience underwriting non-conforming (JUMBO) loan applications to private investor standards, strongly preferred.


Job Requirements:
  • Complete underwriting review of loan files
  • Direct the underwriting risk section and underwriting process
  • Maintain underwriting activity logs and provide monthly underwriting report to underwriting manager
  • Challenging underwriting or credit issues
  • Evaluating mortgage credit risk associated with underwriting residential secondary market and portfolio mortgage loans
  • Using the appropriate underwriting guidelines
  • Submit mortgage loans for underwriting approval all documents are received
  • Understanding underwriting decisions/guidelines and conditions
  • Demonstrate exceptional underwriting skills with new mortgage loan requests
  • Decline applications based on underwriting guidelines
  • Stay abreast of underwriting guidelines
  • Establish underwriting guidelines and pricing policies
  • Understanding underwriting decisions and conditions
  • Maintain knowledge of all underwriting guidelines
  • Identifying, analyzing, and evaluating loan risk by underwriting conventional and government loans to investor and agency underwriting guidelines
  • Identifying, analyzing, and evaluating loan risk by underwriting conventional and government loans to investor and regulatory underwriting guidelines
  • Identifying, analyzing, and evaluating loan risk by underwriting conventional loans to investor, agency and Pulte underwriting guidelines
  • Learn underwriting skills and perform junior underwriter activities
  • Review all necessary underwriting information
  • Prepare necessary documents and submit mortgage loan application files for underwriting approval