Underwriter - Remote

  • HumCap Recruiting
  • Remote * (Tampa,FL)
  • Nov 21, 2020
Telecommuting

Job Description

This opportunity is a full time, direct hire role with one of HumCap s clients in Dallas, TX. This is a remote position.


As an Underwriter you will be responsible for but not limited to the underwriting of residential loans ensuring compliance with appropriate company and investor standards. A Mortgage Underwriter will be responsible for examining loan documentations for accuracy and completeness while working with loan originators or production staff to secure all required documents. You may be required to work with more senior mortgage underwriters on loan exceptions having the authority to withdraw and decline loans. Mortgage Underwriters may be involved in one or several types of mortgage lending (conventional, FHA , VA, and USDA) Primary Job Responsibilities/

Requirements:

  • The associate must have 3/5+ years of experience as a Mortgage Underwriter and be able to think outside of the box to review the required documentation and documentation for validity
  • Ability to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality
  • Ability to work in a fast-paced, high volume environment, while practicing sound lending judgment
  • They must be able to assess the information obtained and determine if it validates the information used to qualify the borrower
  • The employee must be able to work independently producing results in a timely manner
  • They must have a strong understanding of the various documentation types, loan programs as well as the overall general underwriting guidelines
  • Thorough understanding of credit and an ability to review complex financial, loan / mortgage documents
  • Ability to assess an individual's creditworthiness while adhering to all regulatory and compliance requirements
  • Ability to make credit recommendations
  • Must have a working knowledge of computer applications
  • Strong analytical skills and excellent problem solving skills
  • Strong oral and written communication skills
  • Self-motivated with excellent interpersonal skills and organizational skills
  • Commitment to teamwork

Requirements:

  • Must have a strong understanding of investor guidelines and regulatory compliance
  • Experience with conventional and government loans (FNMA/FHLMC, FHA, VA, USDA, & Bond Loans)Computer Input: DataTrac, Microsoft Office/Outlook (Preferred)

Other Skills: Strong organization and data input skills, Detail oriented, Good communication and problem solving skills. The applicant must pay close attention to detail, be flexible and an enthusiastic team player. Ability to prioritize and work independently Underwriting certifications a plus but not required (FHA Direct Endorsement and VA LAPP)Avoiding (HAMP/Assumption)